Free calculator

How much actually hits your bottom line per order?

Set your food cost, labor, occupancy and marketplace commission. The calculator returns the dollars left on a typical order — and how much more survives when the order comes through your own ordering site processed by Stripe (2.9% + 30¢) instead of a 15–30% marketplace tier on DoorDash, UberEats or Grubhub.
Cost stack on a $40.00 order$12.00 food · $11.20 labor · $3.20 occupancy
Marketplace order
20% commission applied
$5.60
net to bottom line · 14.0% margin
FO
FoodyOS direct order
0% commission · 2.9% + 30¢ Stripe
$12.14
net to bottom line · 30.3% margin
Per-order delta
Direct vs marketplace
$6.54
extra to bottom line / order
What direct ordering does to your margin
+$6.54 / order≈ +16.3 margin points
1,000 direct orders / yr
+$6,540
5,000 direct orders / yr
+$32,700
20,000 direct orders / yr
+$130,800
Margins shown are pre-tax operating margins. We assume Stripe US online pricing of 2.9% + 30¢. Real-world food cost, labor and occupancy vary; defaults reflect QSR / fast-casual benchmarks.

How the calculator builds the cost stack

The calculator applies your food cost %, labor %, and occupancy % to the ticket, then deducts the marketplace commission (a percentage of the full ticket including tax and tip in most cases). The remainder is the operating margin in dollars per order. The same ticket is then run a second time substituting the marketplace fee for Stripe’s online card processing fee (2.9% + 30¢).

Defaults reflect QSR / fast-casual benchmarks: 30% food, 28% labor, 8% occupancy. A $40 ticket on those defaults leaves about $13.60 of pre-marketplace contribution; a 20% marketplace commission consumes nearly 60% of that contribution.

Sources for benchmark margins and rates

Frequently asked questions

What is a typical restaurant operating margin?

Independent full-service restaurants typically run 3% to 9% pre-tax operating margin. Quick-service and fast-casual operations target 6% to 12%. Margins above 15% are uncommon and usually reflect tight cost control, premium pricing, or low occupancy expense.

What is a healthy food cost percentage?

Food cost percentage targets 28% to 32% for full-service, 25% to 30% for fast-casual, and 30% to 35% for QSR. Pizza shops can run 24% to 28%; steakhouses can run 35% to 42% because protein costs are high.

What is a healthy labor cost percentage?

Total labor cost (wages plus payroll taxes and benefits) targets 25% to 35% depending on service model. Full-service runs higher; counter-service runs lower. Costs above 35% usually signal scheduling or productivity problems.

What is occupancy cost?

Occupancy cost includes rent, common area maintenance, property taxes, and insurance — basically the cost of being in the building. Healthy operations keep occupancy at 6% to 10% of revenue. Anything over 12% is a structural pressure on margin.

Why does direct ordering matter so much for margin?

On a $40 ticket with food at 30%, labor at 28% and occupancy at 8%, you have about $13.60 left to absorb a marketplace commission and still earn margin. A 20% marketplace commission of $8 leaves you $5.60. The same order direct on FoodyOS + Stripe costs you about $1.46 in processing — leaving $12.14. The marketplace fee is the biggest controllable variable cost in the stack.